Did you know

Have you called in a claim due to damage to your roof or want to see if you have damage that would qualify as a loss covered by your insurance? Maybe you even had a leak which caused interior water damage. We can help you. A lot of homeowners are not aware of their rights or how the claims process works. It's not something you think about until the time comes when you need to use the insurance you pay for.

The most common scenario we run into is a homeowner called their insurance due to storm damage, they send out an adjuster who works for the insurance company that says they will only pay for a repair or partial replacement. Do not accept this as the final decision. Your insurance hopes that you don't know your rights and are not working with an experienced contractor. We have had to do repairs on most of our claims this year so it is very common. We will provide the material and labor to perform the repair. By doing the repair we can show that your roof will not match or is not repairable due to the age and condition. In Ohio when an insurance company has to cover a loss, they are required to provide a reasonable appearance match. If they are unable to find a match for the area that suffered the loss, they must replace the whole area such as your roof. If you performed a repair and had more damage in the future your insurance could argue that your roof does not match and you are stuck doing repairs every time damage occurs or paying to replace the roof yourself. In most situations where previous repairs have been performed we can still prove your roof is not repairable and get a full replacement.

Are you worried your insurance will raise your premiums if you file a claim? In weather related claims such as floods, hail or wind it is considered an act of God. Your insurance company will not raise your rates under these circumstances. Your rate may increase due to a wind storm if there are a lot of claims filed in the area where you live. Some insurance companies will actually provide a discounted premium after your roof is replaced with high quality shingles.

If you have already filed a claim and your insurance said they would only pay for a repair contact us today and we can help. You do not pay anything until your roof is approved and your insurance pays you. We will come to your house and do a free inspection/consultation to figure out how to proceed.

If you have not filed a claim but want to see if your roof may have been damaged during a recent wind storm we can help. Fill out the form on our "Contact us" page or give us a call today to schedule your free inspection. If we find damage we will document it with photos and/or videos and discuss your options. If we do not find damage we can schedule a yearly inspection or you can contact us for another free inspection after we have another weather event.

Contact us today if you need help with any of the situations we mentioned above or if you just want to upgrade your roof and would like an out of pocket cost estimate. We provide competitive prices that are usually hundreds or thousands of dollars less than other companies.